WHO WE ARE:

Headquartered in Maine, CEI is a community development finance institution that is a national leader in rural economic and business development. CEI’s mission is to build a just, vibrant, and climate-resilient future for people and communities in Maine and rural communities. We do this by integrating finance, business expertise, and policy solutions in ways that make the economy work more equitably.
Over 70 percent of our financing and advice go to businesses expanding opportunities for low-income communities, communities of color, and others who our economy has left behind. Learn more about working at CEI here.
What we believe:
Stewardship: As careful, responsible managers of the resources entrusted to us, we recognize that our decisions and actions have near – and long-term impacts for people and the planet
Equity: We work to ensure that all people, especially those facing individual or system barriers to opportunity, can secure a livelihood that enables them to build assets and share prosperity.
Diversity: We engage diverse staff, board members, and partners who bring lived experience, community connections, and know-how to the problems we aim to solve.
Innovation: We foster creativity and entrepreneurial spirit at CEI, through our networks, and in the communities we serve.
Collaboration: We share knowledge, practices, and resources, and partner with people and organizations to deepen our mission impact.
Who we are seeking:
We are seeking a Credit Manager to lead financial underwriting and analysis for new loan opportunities, balancing CEI’s mission with the credit characteristics of each deal. This role will be responsible for evaluating commercial loan credit risk, supporting portfolio monitoring, reporting, and analysis, and supervising the Associate Portfolio Analyst. Additionally, the Credit Manager will contribute to CEI’s capital raising efforts by providing support for the CEI Notes investment portfolio.
You have experience underwriting commercial loans, ensuring conformance to established policies and practices.
You possess high attention to detail and accuracy.
You are curious, motivated, and have a passion for mission-driven work.
You are a great communicator who can build and strengthen relationships with colleagues and clients.

• Conduct underwriting due diligence, including analysis of personal financial statements and credit reports, personal and business tax returns, corporate, audited, and proforma financial statements.
• Prepare written analysis of financial statements and business conditions.
• Provide financial analysis on loan modifications.
• Support Chief Lending & Investment Officer with reporting and metrics of the portfolio risk management strategy.
• Provide portfolio management support for CEI’s equity investment portfolio.
• Lead and supervise Associate Portfolio Analyst.