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Credit Manager-DEALER FINANCE OPERATIONS-Credit at Kotak Mahindra Bank

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

07 May, 26

Salary

0.0

Posted On

06 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Portfolio Management, Risk Mix Decisioning, Product Launching, Delinquency Monitoring, Trend Analysis, Financial Interpretation, Local Language Proficiency

Industry

Banking

Description

Role - Credit Manager - Auto loans Location - Delhi. Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same. Job Requirements Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local language apart from Hindi and English. Good knowledge of interpreting financial trends.

Responsibilities

The role involves evaluating the creditworthiness of car loan applicants within set turnaround times while determining the appropriate risk mix for each customer. Responsibilities also include active portfolio management, understanding market dynamics, and launching new products with necessary risk mitigants.