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Credit Manager-Loan Against Property-Credit at Kotak Mahindra Bank

Hyderabad, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Financial Analysis, Mortgage Lending, Credit Evaluation, Risk Management, Mentoring, Audit Compliance, Regulatory Norms

Industry

Banking

Description

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards.

Responsibilities

Manage credit evaluation for mortgage cases involving self-employed professionals and non-professionals. This includes conducting financial analysis, customer visits, and mentoring Credit Processing Associates to ensure high-quality underwriting.