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Credit Manager-Loan Against Property-Credit at Kotak Mahindra Bank

, , -

Full Time

Start Date

Immediate

Expiry Date

27 Feb, 26

Salary

0.0

Posted On

29 Nov, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Evaluation, Financial Analysis, Customer Visits, Credit Decision-Making, Mortgage Lending, Economic Indicators, Regulatory Norms, Mentoring, Productivity Monitoring, Internal Policies, Audit Standards

Industry

Banking

Description

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards.

Responsibilities

The role involves managing credit evaluation for SENP and SEP mortgage cases, ensuring high-quality underwriting and minimal delinquency. It also includes mentoring CPAs and monitoring their productivity.