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Credit Manager - Secured Business Loans (Micro LAP) - Undrajavaram - Chivat at Tata Capital
Undrajavaram, Andhra Pradesh, India -
Full Time

Start Date

Immediate

Expiry Date

19 Sep, 26

Salary

0.0

Posted On

21 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Credit Assessment, Risk Management, KYC Compliance, Relationship Management, Financial Analysis, Data Processing, Loan Documentation, Audit Query Resolution

Industry

Financial Services

Description
Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented. The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them.  He will also be coordinating with the sales team and operations team for collecting accurate data. Ensuring proper security creation process for all secured loans Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries Analytical skills and ability to process data on computer spreadsheets Comfortable in assessing clients without access to audited financials Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc Willingness and ability to travel within the city.  
Responsibilities
Verify loan applications against credit policy and ensure all deviations are mitigated and documented. Coordinate with sales and operations teams to ensure proper security creation and adherence to RBI KYC guidelines.