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Credit Manager-Small Business Enterprise-Credit at Kotak Mahindra Bank

Bikaner, Rajasthan, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Working Capital Finance, Credit Analysis, Deal Structuring, Portfolio Quality Monitoring, Home Loans Evaluation, Loan Against Property, Team Management, Analytical Skills, Technical Underwriting

Industry

Banking

Description

Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. • Visiting customers for personal discussions and deal structuring • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained • To evaluate proposals of customers for Home Loans, Loan against Property • Decision making within defined TAT • Understanding of property related aspects (like legal title and market value of the property) is an added advantage • Coordinating with sales, operations, legal, technical and customer service Job Requirements: • Qualification- CA with relevant underwriting experience • Job Knowledge – o Technical underwriting experience o Analytical skills • Skills & Experience – o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Responsibilities

Manage a team of Credit Managers to underwrite and propose Working Capital Finance solutions. Monitor portfolio quality and coordinate with sales, legal, and technical teams to ensure business targets are met.