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Credit Manager-SUPPORT SERVICES-Credit at Kotak Mahindra Bank

Gurgaon, haryana, India -

Full Time

Start Date

Immediate

Expiry Date

23 Jun, 26

Salary

0.0

Posted On

25 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Portfolio Management, Risk Management, Financial Trend Interpretation, Product Launch, Delinquency Monitoring, Collections Interaction

Industry

Banking

Description

Role - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role · To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. · Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. · Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. · Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same. Job Requirements Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local language apart from Hindi and English. Good knowledge of interpreting financial trends.

Responsibilities

The Credit Manager will evaluate customer creditworthiness for car loans within set timeframes to determine the appropriate risk mix. They will also be actively involved in portfolio management, monitoring market conditions, and launching new products with necessary risk mitigants.