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Credit Manager-SUPPORT SERVICES-Credit at Kotak Mahindra Bank

, , -

Full Time

Start Date

Immediate

Expiry Date

23 Jan, 26

Salary

0.0

Posted On

25 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Portfolio Management, Risk Assessment, Market Analysis, Financial Trends, Delinquency Monitoring, Local Knowledge, Language Proficiency

Industry

Banking

Description

Role - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role · To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. · Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. · Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. · Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same. Job Requirements Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local language apart from Hindi and English. Good knowledge of interpreting financial trends.

Responsibilities

Evaluate the credit worthiness of customers applying for car loans and manage the portfolio effectively. Monitor delinquency parameters and interact with the collections team to analyze trends.