Credit Manager at Westpac Group

, , Australia -

Full Time

Start Date

Immediate

Expiry Date

06 Aug, 26

Salary

0.0

Posted On

08 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Judgement, Commercial Thinking, Credit Structuring, Risk Management, Credit Policy Interpretation, Stakeholder Management, Portfolio Monitoring, Agribusiness Lending, Business Lending, Communication Skills

Industry

Financial Services

Description

Create your best future and join Westpac as a Credit Manager, Regional Commercial & Agribusiness What’s the role? As a Credit Manager, you’ll play a key role in supporting regional commercial and agribusiness customers by making well-informed credit decisions that enable sustainable growth. You’ll work independently from relationship management, focusing on assessing transactions, structuring deals, and ensuring credit risk is appropriately managed. You’ll review and approve credit submissions within your delegated authority and support more complex deals through the approval process, bringing a balanced view of risk and opportunity. Alongside this, you’ll monitor your portfolio, identify emerging risks and work proactively to protect credit quality. You’ll also act as a trusted advisor, helping stakeholders interpret credit policy and apply it in a practical way. This is a fulltime/permanent role with flexible working arrangements across Australia (2 days in office), supporting customers and teams in the Regional & Agribusiness segment. What do I need? You’ll bring strong credit judgement, commercial thinking and the ability to confidently navigate complex lending decisions. * You’re comfortable assessing and structuring credit deals, making sound decisions that balance risk and customer needs, ideally within business and agribusiness lending * You can interpret and apply credit policies in a practical, real-world way to support business outcomes * You build strong relationships with stakeholders, using your communication skills to influence and guide decisions * You stay across your portfolio, proactively identifying risks and taking action to maintain credit quality * You’re organised and adaptable, able to manage multiple priorities while maintaining attention to detail Why join us? We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: * Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! * Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. * Tailored learning and development opportunities to help your grow your career within the bank. * Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page [https://aus01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.westpac.com.au%2Fabout-westpac%2Fcareers%2Ffaq-contact-us%2F&data=05%7C02%7Cdakotah.bishop%40westpac.com.au%7Cd15ccf34ab1e42eba8b108de7044f492%7C57c64fd466ca49f5ab382e67ef58e724%7C0%7C0%7C639071638622937325%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=CVu4NaILh3E9bnppTkmFikGV3MAwuAh5JuFwMi%2FFj5o%3D&reserved=0], under the ‘Diversity, sustainability and flexibility’ section.

Responsibilities

The Credit Manager is responsible for making informed credit decisions and structuring deals for regional commercial and agribusiness customers. They monitor portfolios to identify emerging risks and act as a trusted advisor on credit policy application.