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Credit Manager-Working Capital-Credit at Kotak Mahindra Bank

Chennai, tamil nadu, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Working Capital Finance, Financial Analysis, Deal Structuring, Portfolio Management, Team Leadership, Risk Assessment, Credit Decisioning

Industry

Banking

Description

We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.

Responsibilities

Lead a team of credit professionals in underwriting and managing fund and non-fund based Working Capital Finance proposals. Ensure high-quality credit decisions and maintain overall portfolio quality while coordinating with cross-functional departments.