Credit Office Analyst, Business Banking at JPMC Candidate Experience page

Taguig, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

13 Aug, 26

Salary

0.0

Posted On

15 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Statement Spreading, Risk Management, Credit Decisioning, Portfolio Management, KPI Reporting, Quantitative Analysis, Qualitative Analysis, Business Banking, Communication Skills, Analytical Skills, Issue Management, Priority Setting, Loan Operations, Financial Modeling, Accounting

Industry

Financial Services

Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Credit Office Analyst in Risk Management and Compliance, you help JPMorgan Chase grow its business responsibly by evaluating credit applications and making informed credit decisions. You play a key role in facilitating Small Business loan portfolio growth and maintaining asset quality. You will use your expert judgment to solve challenges that impact our company, customers, and communities. In this role, you will work Job responsibilities: * Analyze and provide credit decisions on Retail and Wholesale client credit relationships with exposure up to $500,000, including existing and new transactions. May involve general knowledge of the client, its industry and credit needs. * Provides input to the structure and terms of the relevant credit products extended to clients. * Prepares data, metrics and KPIs for relevant products and processes, escalating concerns as required. * May support portfolio management functions through analysis of business financial statements, industry information and information derived from client correspondence. * Contributes to running complex credit related models highlighting anomalies or areas of concern to management. * Assists in preparing quantitative and qualitative credit analysis. Required qualifications, capabilities, and skills: * Bachelor’s degree in business, finance, economics, or accounting * At least three years of prior credit review and analysis experience * Knowledge in spreading business and personal financial statements * Excellent verbal and written communication skills * Strong analytical and judgment skills * Proficiency in organizing, priority-setting, and issues management * Ability to work independently in a fast-paced environment * Knowledge of bank systems and loan/credit operations * Strong self-motivation and results-oriented team player * Strong typing skills Preferred qualifications, capabilities, and skills: * Bachelor’s degree in accounting * Manila CPA Certification * Prior business credit experience JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs [https://careers.jpmorgan.com/us/en/how-we-hire/faqs] for more information about requesting an accommodation. Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.

Responsibilities

Analyze and provide credit decisions for Retail and Wholesale client relationships with exposures up to $500,000. Support portfolio management by evaluating financial statements and preparing credit-related metrics and KPIs.