Credit Officer - AL/ML/PL/CC/QA (NCR) at EastWest Bank

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Full Time

Start Date

Immediate

Expiry Date

16 Apr, 26

Salary

0.0

Posted On

16 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Risk Assessment, Consumer Lending, Analytical Skills, Decision-Making, Communication, Team Coordination

Industry

Banking

Description

About the Job Location: Bonifacio Global City (BGC) Corporate Title: Junior Officer to Senior Manager Work Arrangement: Hybrid Our Consumer Lending team is looking for experienced professionals to join us in BGC as Credit Officers. In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed recommendations. You will underwrite loans, make approval decisions, and escalate cases requiring higher-level review to safeguard business objectives. Your dream. Our focus. East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience. We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment. Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success. What the role will entail Assess and make decisions on loan applications within authority levels and service standards Achieve required loan approval volumes to meet business and financial targets Perform thorough credit analysis and risk assessment across consumer lending products Identify, mitigate, and escalate risks or deviations to the appropriate approving authority Ensure compliance with credit policies, internal controls, and regulatory requirements Support process improvements to enhance efficiency and risk management What we're looking for Bachelor's/College Degree in Business Administration, Commerce, Economics, Finance, Accountancy, Banking, or equivalent Minimum of 2 years relevant work experience in credit underwriting or analysis Strong working knowledge of consumer lending products such as auto loans, mortgage loans, personal loans, and credit cards Detail-oriented with strong analytical and decision-making skills Effective communicator with the ability to coordinate across teams What you can expect from joining our team Career development and training opportunities Competitive salary package and benefits Performance-based incentives and recognition programs to reward high-performing individuals Opportunity to work with industry experts and be mentored by them Defined career progression paths to guide your professional growth

Responsibilities

The Credit Officer will assess and make decisions on loan applications, ensuring compliance with credit policies and internal controls. They will also perform credit analysis and escalate risks to the appropriate authority.