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Credit Officer, CCO - Secured Credit MY at CIMB Group Malaysia

Kuala Lumpur, Kuala Lumpur, Malaysia -

Full Time

Start Date

Immediate

Expiry Date

02 Jul, 26

Salary

0.0

Posted On

03 Apr, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Loan Processing, Risk Assessment, Financial Documentation, Data Entry, Policy Compliance, Process Improvement, Banking Regulations, Customer Service, Attention To Detail

Industry

Banking

Description

Key Responsibilities: * To screen and ensure all information in relation to loan applications and supporting documents received from sales person via mail or any digital platform are adequate for credit processing. * To perform credit checking and review of loan applications guided by Bank’s Policy and Procedure. * To input credit related information into RCS system and ensure all information in the system are accurate, including information received from sales person that can be verified from the documents submitted or via phone verification * To manage individual task list in RCS diligently and to ensure application are processed within the stipulated turnaround time and customer’s expectation is met. * To recommend decisions to Credit Supervisor / Manager on loan applications based on the DA stated in the Bank’s Policy and Guidelines. * To recommend and participate in process improvement initiatives for work efficiency. * Other duties and responsibilities as and when requested by superior. Qualifications: * Recognized Diploma / Degree / Master in Economics, Finance, Business Administration, Accounting or banking related disciplines.

Responsibilities

The Credit Officer is responsible for screening loan applications, performing credit checks, and ensuring all documentation meets bank policies. They also input data into the RCS system and provide recommendations to management regarding credit decisions.