Credit Officer, Level 2 - Westpac Institutional Bank (Consumer and Industri at Westpac Group

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

29 Apr, 26

Salary

0.0

Posted On

29 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Assessment, Commercial Judgment, Problem Recognition, Corrective Strategies, Independent Decision Making, Innovative Thinking, Collaborative Mindset, Debt Products, Debt Capital Markets, Financial Markets, Stakeholder Collaboration, Credit Culture, Risk Management, Portfolio Management, NPS Outcomes, Industry Knowledge

Industry

Financial Services

Description

Create your best future and join Westpac as a Credit Officer, Level 2 - Westpac Institutional Bank (Consumer and Industrial) What’s the role? As a Level 2 Credit Officer within Westpac Institutional Bank, you’ll play a central role in assessing and approving credit risk for a portfolio of complex corporate and institutional customers. Working fulltime from our Sydney office, you’ll apply sound commercial judgment, confidently make well supported credit decisions, and ensure risks are identified early and managed with discipline. You’ll work across a wide range of industries including, Corporate, Property, Health, Energy, Infrastructure and Resources, developing a deep understanding of transactions spanning debt products, debt capital markets and financial markets activities. You’ll collaborate closely with senior stakeholders, contribute to a strong credit culture, and help ensure our strategies align with the bank’s risk appetite and broader business objectives. What do I need? To excel in this role, you’ll have the confidence and proven experience to back yourself in owning the credit risk decisions you make across the diversified industry sectors within the portfolio. Additionally, you'll: Have a prior / current delegated lending authority limit, likely gained via direct exposure within a similar MGC / emerging corporate / IB client focussed team with a major bank. Possess a deep understanding of Credit Risk arising from Debt Products (including Debt Capital Markets) and Financial Markets products, and the ability to effectively manage the value chain between Dealer, Relationship Manager and Credit Officers. Have a commitment to proactive maintenance of sound credit quality of your assigned portfolio, including early recognition of problem loans and developing appropriate corrective strategies. Pride yourself on the influence you have in the everyday moments in driving strong NPS outcomes. Be known for your ability to act independently, think innovatively, solve problems and exhibit a collaborative growth mindset. Why join us? We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. Tailored learning and development opportunities to help your grow your career within the bank. Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.

Responsibilities

As a Level 2 Credit Officer, you will assess and approve credit risk for complex corporate and institutional customers. You will ensure risks are identified early and managed effectively while collaborating with senior stakeholders.