Credit Officer at Radius Limited

Crewe, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

22 Jun, 26

Salary

0.0

Posted On

24 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Reviews, Data Analysis, Stakeholder Communication, Financial Information Review, Trend Analysis, Credit Limit Management, Fraud Prevention, Query Resolution, Credit Underwriting, Excel, Prioritization, Communication, Problem Resolution

Industry

Business Consulting and Services

Description

Company Description We’re an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity, and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we’re committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job Description The role … Whilst experience in a credit role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your career. The role of Credit Monitoring Officer is really important to us. You will be responsible for ongoing review of customers fuel spend against agreed credit limits using internal systems and credit agency information to manage risk in line with credit policy. Key responsibilities: Analyse and collate data from different sources to complete risk reviews Communicate risk recommendations to senior stakeholders to influence and shape risk/ reward decisions Review financial information and compile trend analysis, produce risk reviews for senior management and external insurance companies. Daily review of credit limit breaches, prioritising workload based on internal risk strategy Manage accounts through to conclusion, working to agreed deadlines and obtaining buy in for actions from key stakeholders Underwrite credit limits and ongoing fraud prevention using spend trends to identify risks Timely query resolution, working with colleagues in other departments, such as sales, Fin Ops, Fraud and TQs to resolve issues Manage the relationship with sales account management to ensure open communication and agreed level of risk/ rewards Presenting credit recommendations to key stakeholders Credit alerts management, ensuring effective decisions are made to minimize risk Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge Participate in meetings and projects with wider credit team to continually improve department performance Developing and maintaining excellent relationships with key stakeholders within the Radius Group Use exposure to different areas of Credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result Qualifications Essential role requirements: Able to prioritise and adapt to meet key deadlines in a fast-paced changing environment Keen eye for detail Own queries and problem resolution Excellent ability to communicate at all levels Flexible approach and attitude Strong Excel skills Working knowledge of financial reports (Desirable) Additional Information What can you expect of us? A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive And of course, you will be compensated competitively along with bonus potential and a good range of core benefits Diversity, Equality & Inclusion at Radius Our global DEI networks champion LGBTQ+ inclusion, cultural diversity, women’s empowerment and mental health, neurodiversity and disability support. We also offer: Global Female Health Policy & Female Health Champions Pregnancy Loss and Fertility Treatment Policies Endometriosis Friendly Employer (UK) Women-focused gym & female health events Mental Health First Aiders Disability Confident Committed Employer (Level 1) Race at Work Charter signatory Proud sponsor of Crewe Pride (4 years running) and Cheshire Pride Awards Corporate Supporter 2025 Community network driving charity and volunteering initiatives, with 8 consecutive years of participation in the UK Challenge. Give as you earn scheme (payroll giving) and match funding Next Steps If you feel we are a good match for each other, you can apply online now! If you’d like to understand more about the role or life at Radius before applying, then please contact our talent team via [email protected] Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you. We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Department: Credit Work Pattern: Office Based (5 days onsite)

Responsibilities

The Credit Monitoring Officer is responsible for the ongoing review of customer fuel spend against credit limits using internal systems and credit agency data to manage risk according to policy. Key duties include analyzing data for risk reviews, communicating recommendations to senior stakeholders, and managing credit limit breaches daily.