Credit Policy Officer at EastWest Bank

Taguig, National Capital District, Philippines -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Policy Development, Underwriting, Portfolio Management, Collections, Risk Management, Data Mining, SAS, Decision Tree Platforms, Regulatory Compliance, Strategic Thinking, Decision Making, Credit Lifecycle Management, Analytical Skills, Communication Skills

Industry

Banking

Description

About the Job Location: Bonifacio Global City (BGC) Corporate Title: Junior Officer to Manager Work Arrangement: Onsite Our Consumer Lending team is looking for experienced professionals to join us in Bonifacio Global City (BGC) with the role of Credit Policy Officer. In this role, you will develop and enhance credit policies across acquisitions, underwriting, portfolio management, and collections. You will assess portfolio trends, evaluate policy effectiveness, and ensure alignment with regulatory requirements. You will also collaborate with business units on product launches, ensuring sound risk criteria and a balanced risk-reward framework for the auto loans portfolio. Your dream. Our focus. East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience. We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment. Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success. What the role will entail Develop and maintain updated and competitive credit policies for acquisitions, underwriting, portfolio management, and collections Analyze portfolio performance, credit test results, and market trends to identify opportunities, risks, and policy enhancements Update credit policy manuals based on performance outcomes and regulatory requirements Collaborate with business units on product program launches and ensure robust risk acceptance criteria Review and endorse credit-related documents such as program papers, process manuals, and internal communications within agreed timelines Maintain a balanced risk-reward environment that supports portfolio growth, market share, and manageable credit losses What we're looking for Bachelor's degree in Business Management, Economics, Banking, Finance, or related fields At least 5 years of experience in consumer credit risk management, credit processing, approvals, collections, or portfolio analytics within the banking industry Strong analytical skills with experience in data mining tools such as SAS or decision tree platforms Solid understanding of credit lifecycle management and regulatory compliance Strong communication, strategic thinking, and decision-making skills Willing to work onsite in BGC, Taguig What you can expect from joining our team Career development and training opportunities Competitive salary package and benefits Performance-based incentives and recognition programs to reward high-performing individuals Opportunity to work with industry experts and be mentored by them Defined career progression paths to guide you in your professional growth

Responsibilities

Develop and maintain competitive credit policies across acquisitions, underwriting, portfolio management, and collections. Analyze portfolio performance and market trends to ensure a balanced risk-reward framework for auto loans.