Credit Policy & Risk Strategy Intern/Co-op (SUMMER 2026) at TD Canada Trust

Toronto, Ontario, Canada -

Full Time

Start Date

Immediate

Expiry Date

29 Mar, 26

Salary

74400.0

Posted On

29 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Skills, Problem-Solving Skills, Microsoft Excel, Microsoft PowerPoint, Written Communication, Verbal Communication, Credit Risk, SAS, SQL, PowerBI, Tableau

Industry

Banking

Description

Role Type: Internship/Co-op Work Term: Summer/Term 3 Work Location: Toronto, Ontario, Canada Hours: 37.5 Pay Details: $45,700 - $74,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: DEPARTMENT OVERVIEW Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care. Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features: Leadership talks with key Leaders from across the organization Lunch and Learns on topics such as Innovation Diversity and Inclusion and Personal Branding and so much more JOB DESCRIPTION As a Credit Policy & Risk Strategy Intern, you will support initiatives that improve and modernize the SBB credit policy and strategy framework. This role offers exposure to real-world policy and strategy development, credit risk analytics, and cross-functional collaboration. You will have the opportunity to: Contribute to the refinement of the SBB credit policy and strategy roadmap. Help optimize and standardize policy and strategy tracking processes to enhance transparency and operational efficiency. Assist with credit strategy enhancements and credit policy reviews in line with evolving business goals and risk appetite. Support the review of credit performance indicators (e.g. PCL, write-offs, exceptions) to provide insights into policy and strategy effectiveness. Prepare internal presentations and summary materials to communicate policy updates and rationale to stakeholders. Collaborate with partners across Risk, Product, and Front Line colleagues feedback and ensure alignment on key initiatives Stay current on external credit trends and industry practices to support competitive benchmarking. JOB REQUIREMENTS Currently enrolled in a master's degree in Finance, Business, Economics, or related field Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term Strong analytical and problem-solving skills with a detail-oriented mindset. Proficiency in Microsoft Excel and PowerPoint. Strong written and verbal communication skills. Ability to manage multiple priorities in a fast-paced and dynamic environment. Interest in business lending and credit risk. Experience with SAS, SQL, PowerBI, or Tableau is an asset Prior exposure to Business Banking or credit-related internship/coursework experience ADDITIONAL INFORMATION This position is a 4-month work term and will commence May 4th - August 21st 2026. Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages). We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest. TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change. HOURS Monday-Friday, standard business hours Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

Responsibilities

As a Credit Policy & Risk Strategy Intern, you will support initiatives to improve the credit policy and strategy framework. This includes contributing to policy refinement, optimizing tracking processes, and assisting with credit strategy enhancements.