Credit Portfolio Senior Manager, Vice President (Gurugram) at Citi

Gurugram, haryana, India -

Full Time

Start Date

Immediate

Expiry Date

02 Apr, 26

Salary

0.0

Posted On

02 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment

Industry

Financial Services

Description

Support design, development & optimization of the acquisition credit policies for a $150B+ portfolio that generates 15MM new accounts annually Perform quantitative analyses to assess risk-adjusted return, risk segmentation, and tradeoffs in acquisition policy changes Prepare proposals and review with the stakeholders within Risk, document the effective challenge and incorporate inputs in revising the proposals Collaborate with digital and marketing teams on channel specific underwriting policies Partner with modeling team on new tools, machine learning and alternate data Develop a testing framework to deploy learnings faster using repeatable playbooks and monitoring routines Track and report on initiatives, performance results, emerging trends and opportunities to senior management Ensure adherence to internal and external regulatory expectations Respond to effective challenge from second line Serve as SME for audits, model use and implementation of strategies Ensuring strategies are executed in a strong control environment Experience in the financial services industry preferred Ability to obtain support and buy-in across a wide range of internal and external audiences Bachelor's/University degree in statistics, mathematics, economics, or equivalent experience. Master's/PhD degree is a plus ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------

Responsibilities

The role involves supporting the design and optimization of acquisition credit policies for a large portfolio, performing quantitative analyses, and collaborating with various teams. Additionally, the manager will track initiatives and ensure compliance with regulatory expectations.