REQUIRED QUALIFICATIONS:

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

DESIRED QUALIFICATIONS:

• Strong communication skills in complex business environments with multiple internal and external stakeholders
• Ability to evaluate customer needs, recognize market trends and be able to tailor financial solutions to meet customers’ needs
• Good understanding of how to balance commercial objectives with risk factors
• Bachelor’s Degree in Business or Finance
• Bilingual (French and English) is an asset
• Proficient user of Salesforce.com, Excel and Powerpoint

QUALIFICATIONS REQUISES :

• Au moins 2 ans d’expérience en gestion des relations en matière de service de prêts garantis ou spécialisés ou en gestion de portefeuilles, ou l’équivalent sous l’une des formes suivantes ou une combinaison d’entre elles : expérience professionnelle, formation, expérience militaire, éducation.

QUALIFICATIONS SOUHAITÉES :

• Solide capacité en matière de communication dans des environnements commerciaux de nature complexe auxquels participent plusieurs intervenants, tant à l’interne qu’à l’externe.
• Capacité à évaluer les besoins du client et à repérer les tendances du marché et aptitude à élaborer des solutions financières répondant aux besoins des clients.
• Bonne compréhension de la manière d’assurer l’équilibre entre les objectifs commerciaux et les facteurs de risque.
• Baccalauréat en commerce ou en finance.
• Le bilinguisme (français et anglais) serait un atout.
• Utilisateur aguerri de Salesforce.com, Excel et PowerPoint.

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

ABOUT THIS ROLE:

Wells Fargo is seeking a Credit Product Portfolio Specialist to join our Inventory Finance team. This role is for a vacancy in our Mississauga or Montreal office.
Wells Fargo Inventory Finance provides inventory financing solutions, services, and intelligence through in-depth industry expertise and a commitment to customers. As a leading provider in specialized financing and servicing solutions to over 40,000 customers globally, Inventory Finance delivers when it comes to helping facilitate the manufacturing, distribution, and sale of products across a variety of industries – from Powersports, Marine, and Recreational Vehicles, to Outdoor Lawn & Garden, Agriculture, Technology, and Electronics & Appliances.

IN THIS ROLE, YOU WILL:

• Participate in building and maintaining effective relationships with existing clients and new prospects within their products or functional area, including sharing relevant information with coverage partners and senior peers
• Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
• Participate or provide support to review and analyze low to moderately complex client portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
• Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
• Participate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
• Partner with product management functional partners to provide feedback on the use of tools to deliver credit solutions more effectively, meeting client and market needs
• Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries related to their product
• Contribute to functional area planning related to a given product
• Visit Dealers to support opportunities for growth as well as playing a first line of defense in the risk management of the Inventory Finance Canada portfolio
• Work with the leadership team, to ensure adequate customer and market coverage, adhering to the CRM Standards of Care, while building consultative and strong relationships with customers.