Credit Risk Analyst at Expert Systems AG
Dubai, Dubai, United Arab Emirates -
Full Time


Start Date

Immediate

Expiry Date

18 Dec, 26

Salary

15000.0

Posted On

22 Sep, 26

Experience

1 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Industry

Banking & Credit

Description

Full job description

Overview

Cigna Global Healthcare Benefits (CGHB) is continuing to grow across the Middle East as is our experience and expertise. The Middle East Underwriting team has played a key role in this success and they are now looking to recruit an additional Underwriter to join the team in Dubai during an exciting time of strategic change. This role reports directly into the Underwriting Manager and involves fundamental risk analysis, rate development, pricing and consultative underwriting responsibilities. As an Underwriter, the successful candidate will play a key role in attaining profitable growth, persistency, and earnings for the organization. Must have the ability to make effective decisions within their Underwriting authority based on strong knowledge of all financial implications, both internal and external. Has thorough knowledge of factors that influence market and competitive conditions and can use predictive techniques to calculate future risk exposure. Has an understanding of the typical product suite, regulatory guidelines and operational processes that support the health insurance industry. Looking for a candidate who brings energy, creativity and a passion for self-development.


Critical Tasks and Expected Contributions / Results:

  • Evaluate, price and build insurance plans for SME and Large corporations in line with organizational and market strategy
  • In depth analysis and pricing of renewal portfolio, working with relevant sales representatives, brokers and clients to implement required rating actions
  • Manage portfolio of accounts, balancing long term profitability, persistency 

Responsibilities

Full job description

Overview

Cigna Global Healthcare Benefits (CGHB) is continuing to grow across the Middle East as is our experience and expertise. The Middle East Underwriting team has played a key role in this success and they are now looking to recruit an additional Underwriter to join the team in Dubai during an exciting time of strategic change. This role reports directly into the Underwriting Manager and involves fundamental risk analysis, rate development, pricing and consultative underwriting responsibilities. As an Underwriter, the successful candidate will play a key role in attaining profitable growth, persistency, and earnings for the organization. Must have the ability to make effective decisions within their Underwriting authority based on strong knowledge of all financial implications, both internal and external. Has thorough knowledge of factors that influence market and competitive conditions and can use predictive techniques to calculate future risk exposure. Has an understanding of the typical product suite, regulatory guidelines and operational processes that support the health insurance industry. Looking for a candidate who brings energy, creativity and a passion for self-development.


Critical Tasks and Expected Contributions / Results:

  • Evaluate, price and build insurance plans for SME and Large corporations in line with organizational and market strategy
  • In depth analysis and pricing of renewal portfolio, working with relevant sales representatives, brokers and clients to implement required rating actions
  • Manage portfolio of accounts, balancing long term profitability, persistency 

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