Credit Risk Analyst
Job Number:

3264735
POSTING DATE: Jan 14, 2025
PRIMARY LOCATION: Europe, Middle East, Africa-Hungary-Budapest-Budapest
JOB: Risk Management
EMPLOYMENT TYPE: Contract Consultant
JOB LEVEL: Consultant

DESCRIPTION

We offer:

• An endless amount of interesting, complex business challenges
• A chance to influence a talent agenda that impacts over 60K employees
• A collegial atmosphere to deliver innovative solutions supported by a world-class team
• A supportive and vibrant multinational environment, we accept individual differences and believe in collaborative team working
• Contingent/Leased assignment working onsite at Morgan Stanley
• Contract via 3rd party agency

You will:

• Understand the business, analyze the financial statements, investor presentations, and assess the credit risk profile of Morgan Stanley’s counterparties to serve as the basis for informed risk management decisions
• Conduct counterparty / borrower specific and industry level research to identify key factors impacting client performance
• Take part in the lending and/or trading activities of Morgan Stanley preparing proposals serving as the basis for credit decisions
• Write credit reviews to present your analysis and explain the conclusions formulated on its basis, which are presented for discussion with both colleagues and senior management
• Participate in projects touching on multiple aspects of risk management with a focus on credit
• Obtain and apply specialized industry knowledge working in:
• Either the Investment Management (Regulated and Non-Regulated Funds)
• Financial Institutions (Banks and Insurance Companies) teams or
• One of 10 Corporate teams dedicated to diverse segments of business from Automotive, through Healthcare, Media & Telecommunications to Industrials

QUALIFICATIONS

You have:

• Bachelor’s or higher degree in Finance, Economics, Business, Public Policy, or similar fields
• General Knowledge of financial and accounting concepts
• Relevant work experience in external audit/ controlling/ credit risk management
• Strong analytical, problem solving and organizational skills with high attention to detail
• Good interpersonal and communication skills and an attitude to formulate and express opinions with clarity
• Collaborative / Team player mindset • ability to prioritize and work effectively with colleagues to meet a common goal

Team Profile
The Credit Risk Team in Budapest, comprised of more than 100 professionals, is one of the key lines of defence for Morgan Stanley’s balance sheet. The team ensures that credit ratings, limits, and other attributes are accurate and up to date for Morgan Stanley’s corporate lending and derivatives trading business lines, while also participating in the preparation of proposals for the extension of credit.
About us:
Morgan Stanley is a global financial services firm and a market leader in investment banking, securities, investment management and wealth management services.
Throughout your contingent/leased assignment working onsite at Morgan Stanley, you will be exposed to a truly international and multi-cultural environment that appreciates and respects individuality. Our state-of-the-art offices in the City Centre have been designed to maximize collaboration.
At Morgan Stanley Budapest, we are helping to shape the future of our global business and contributing to our local community. Our team works across numerous areas, including Technology, Mathematical Modeling, Finance, Risk Management and Data & Analytics.
Interested in flexible working opportunities?
Please speak to our recruitment team to find out if a flexible working agreement can be supported within this contingent/leased assignment.
Whilst engaged on a contingent assignment onsite at Morgan Stanley you will be provided with a supportive and inclusive environment. Morgan Stanley’s skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences

Please refer the Job description for details