Credit Risk Analyst - Technology, Media, Telecom at Citi

Irving, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

31 Mar, 26

Salary

0.0

Posted On

31 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Underwriting, Financial Analysis, Risk Assessment, Projection Modeling, Stress Testing, Stakeholder Engagement, Communication Skills, Analytical Thinking, Negotiation Skills, Presentation Skills, Ethics, Industry Knowledge, Regulatory Knowledge, Conflict Resolution, Risk Management

Industry

Financial Services

Description

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions Support ICM Underwriting organization on strategic initiatives /projects as required Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships Experience in and exposure to global credit risk management standards Ability to understand financing and product structures Ability to assess financial and industry data to conduct credit assessment Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors 2-5 years relevant experience Experience in effectively engaging with various functions Demonstrates strong ethics and integrity Ability to understand the ‘big picture' in a complex environment Strong verbal & written communication skills. Active listening skills Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies Proficient presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies Bachelor's/University degree or equivalent experience Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 06, 2026 ------------------------------------------------------

Responsibilities

The Credit Risk Analyst will execute underwriting responsibilities aligned with global and regional strategies, including drafting Credit Approval Memo packages and conducting financial analysis. They will support relationships with key stakeholders and provide assessments of risk/return trade-offs associated with transactions.