Credit Risk Analytics- Lending - Vice President at Citi

Gurugram, haryana, India -

Full Time

Start Date

Immediate

Expiry Date

18 Mar, 26

Salary

0.0

Posted On

18 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Analytics, Data Manipulation, Statistical Modeling, Risk Scoring, Big Data, Decision Trees, Regression Models, MS Office, Quantitative Skills, Presentation Skills, Analytic Skills, Analytical Thinking, Process Execution, Risk Identification, Policy Knowledge, Escalation Management

Industry

Financial Services

Description

Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS) Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies 6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS) Experience with econometric and statistical modeling or application risk scoring Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models Proficiency in MS Office Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts Demonstrated quantitative, presentation and analytic skills Consistently demonstrate clear and concise written and verbal communication Bachelor's degree/University degree or equivalent experience Master's degree preferred Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------

Responsibilities

The role involves managerial responsibilities such as coaching and performance management, as well as conducting analyses related to credit risk and policy. Additionally, the position requires identifying process improvements and monitoring production issues to enhance customer experience.