Credit Risk Associate at Citi

Getzville, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

13 Mar, 26

Salary

0.0

Posted On

13 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Thinking, Financial Analysis, Risk Identification, Risk Assessment, Credit Risk Management, Policy and Procedure, Escalation Management, Product Knowledge, Risk Controls, Industry Research, GAAP Accounting, Financial Components, Liquidity Position, Leverage Profile, Constructive Debate, Emerging Risks

Industry

Financial Services

Description

Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior managers, and business partners Review and provide a recommendation on the risk rating across this sector Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICM Risk Analysis Voice of the Employee (VOE) initiatives Travel (less than 10%) Risk & Credit Underwriting: Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues Forms independent opinions on credit and recognizes emerging risks Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Sets the standard for industry research capabilities, including risk and key drivers Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly Embraces the need for change and appreciates its benefits with natural curiosity Demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas Proven culture carrier BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject Financial Services experience including 3-5 years of credit experience in Banking or Credit Risk Management Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 19, 2025 ------------------------------------------------------

Responsibilities

The Credit Risk Associate will continuously monitor the covered portfolio, analyze industry trends, and escalate potential credit issues. They will also review risk ratings and partner with stakeholders to implement credit assessment standards.