CREDIT RISK at HSBC Securities Services Luxembourg

Hyderabad, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

24 Apr, 26

Salary

0.0

Posted On

24 Jan, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk, Lending, Credit Analysis, Audit, Loan Review, Loan Workout, Analytical Skills, Problem-Solving, Customer Risk Rating, Credit Standards, Accounting Principles, Excel, Communication Skills, Attention to Detail, Team Player, Dynamic Individual

Industry

Financial Services

Description

Some careers have more impact than others. If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team in the role of Credit Risk In this role, you will: Manage workflows independently during various Full Scope Review/thematic reviews and engage closely with the Lead Reviewers in onshore and the offshore team. Undertake analysis of various counterparties within Banking/CMB/FIG book to confirm that risks are thoroughly assessed by lending executives, make proper credit judgments with special emphasis on integrity of Customer Risk Rating (CRR), maintenance of satisfactory credit standards, exercise of correct delegated lending authorities and adherence to all other credit standards prescribed in policy. Devise delivery strategies for the Team Head for any adhoc work as may be required and take over other administrative responsibilities in his absence. Responsible for ensuring timely and good quality delivery of the various workflows that are allotted to the offshore team. Devise strategies for Quarterly Monitoring of portfolio/entities within the region. Responsible for ensuring adherence to operating procedures in line with Global Credit Risk Review as well as region specific policies. Identify streamlining opportunities in the Credit Review process. Development of MI for monitoring & reporting of the quality / quantity of outputs. To be successful, you will: Individuals with 7+ years of relevant experience in various facets of Commercial credit risk, lending and credit analysis, Audit, Loan Review, Loan workout etc. Academics – Bachelors Graduate degree. Candidates with MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB preferred. Strong analytical (credit / financial) and problem-solving skills with ability to quickly process data & facts to arrive at meaningful conclusions. Ability to exercise discretion, work independently within broad guidelines, tactfully handle sensitive and confidential data, deliver high quality results within tight timeframes, manage multiple projects simultaneously and motivate and develop a professional staff. In-depth understanding of various credit products viz. – term loans, working capital, trade facilities, bank guarantees, interest rate swaps, etc. and associated credits risks. Sound knowledge of accounting principles and practices.Proficient in Excel/Advanced Excel, proficient in software packages, preferred. Excellent verbal & written English communication skills. In-depth understanding of the business, risks and related controls within areas of responsibility. The candidate must show attention to detail, be committed to producing work of the highest quality, resilient under pressure to meet aggressive deadlines, a team player and dynamic individual. You’ll achieve more at HSBC HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.” Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. ***Issued By HSBC Electronic Data Processing (India) Private LTD***

Responsibilities

Manage workflows independently during Full Scope Review and thematic reviews, ensuring risks are assessed and credit standards are maintained. Devise strategies for monitoring portfolios and streamline the Credit Review process.