Credit Risk: ISG Lending, Corporates – Associate (Risk Management) : Job Le at Morgan Stanley

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

10 May, 26

Salary

140000.0

Posted On

09 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Due Diligence, Financial Modeling, Analytical Skills, Communication, Teamwork, Portfolio Management, Regulatory Reviews, Attention to Detail, Microsoft Office, Leveraged Finance, Capital Markets, Organization Skills

Industry

Financial Services

Description

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. Background on the Position The role will reside within the Firm Risk management's Credit Risk Management Department, on the Corporate Lending Credit Risk Team, which is responsible for the independent identification, evaluation, monitoring of credit risk associated with ISG corporate lending activities. Morgan Stanley Credit Risk Management (CRM) seeks an Associate with three to five years of relevant experience. The specific position is within CRM's team covering multiple C&I sectors in the United States and is responsible for the timely and comprehensive completion of credit analysis, managing the relationship with the business unit, and presenting and defending credit recommendations to senior CRM management. CRM Associate also oversees the monitoring of the portfolio of existing clients within her/his industry coverage. Primary Responsibilities - Conduct credit analysis and due diligence for corporate lending transactions, process transaction approval packages and present credit recommendations to senior CRM officers - Review financial models' integrity and generate/review credit and downside cases - Evaluate structure and terms in legal documentation in connect with the Leveraged Finance team - Conduct portfolio management activities and monitor existing credits for warning signs of potential deterioration of credit profile and recommend credit actions - Collaborate with junior and senior staff on portfolio management and transaction approvals - Review and draft documentation for regulatory reviews and exams - Bachelor's degree with 3-5 years of work experience, preferably in Credit Risk Management, Investment Banking, or Corporate Finance - Proven financial modeling experience with strong analytical skills - Ability to effectively communicate with a wide range of stakeholders, both written and verbally - Ability to work independently in a team-oriented environment - Knowledge of leverage Finance and capital markets products - Strong organization skills with an interest in working in a fast-paced environment, often balancing multiple high priority deliverables - Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, Power Point and Word) - Advanced degrees and/or CFA certification are not required, but preferred WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). At Morgan Stanley, we advise, originate, trade, manage and distribute capital for people, governments and institutions, always with a standard of excellence and guided by our core values. Morgan Stanley is dedicated to providing first-class service to our clients, in a way that reflects our commitment to creating a more sustainable future and fostering stronger communities around the world. In each line of business, we strive to demonstrate our belief in the power of transformative thinking, innovative strategies and leading-edge solutions—and in the ability of capital to work for the benefit of all society. What We Do

Responsibilities

The Associate will conduct credit analysis and due diligence for corporate lending transactions, manage relationships with business units, and present credit recommendations to senior management. Additionally, they will oversee the monitoring of existing client portfolios for potential credit deterioration.