Credit Risk Management Corporate Lending Vice President at Morgan Stanley

Frankfurt, Hesse, Germany -

Full Time

Start Date

Immediate

Expiry Date

05 Apr, 26

Salary

0.0

Posted On

06 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Analysis, Financial Forecasting, Risk Mitigation, Financial Markets, Legal Documentation, Regulatory Compliance, Analytical Skills, Communication Skills, Portfolio Management, Client Liaison, Economic Analysis, Modeling, Attention to Detail, Microsoft Office, Fluency in English, German Language

Industry

Financial Services

Description

Morgan Stanley is seeking a risk professional to join the Credit Risk Management department in Frankfurt at Vice President level to support Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. The role will reside within Firm Risk Management's Credit Risk Management Department in Frankfurt. Credit Risk Management (CRM) evaluates credit risk transactions and approves rejects or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and senior management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions. About Morgan Stanley Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career – a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. What will you be doing? Analyse credit risks in corporate loan transactions and derivative trade requests to recommend accurate credit risk ratings and appropriate risk appetite Assume key role in loan transaction execution, from deal inception to financial close, including presentation at credit committee and to senior management Liaise with clients and business units on credit requirements (assisting structuring new transactions), approvals and ongoing relationship management Manage portfolio of corporate loan and derivative counterparties, including managing distressed and defaulted credit positions to maximise recoveries Analyse economic and market events and their impact on the portfolio of counterparties managed Contribute to regulatory and audit engagements, including performing regulatory self-assessments, preparing meeting materials and responses to information requests. What we’re looking for: Bachelors degree or equivalent Experience in corporate credit analysis and financial forecasting, assigning ratings and sizing appetite Understanding of financial markets, financing instruments, associated legal documentation and risk mitigating structures Familiarity with financial products e.g., swaps, FX, equities (preferred) and legal documentation (e.g. ISDA, CSAs) Experience in the European regulatory landscape and interactions with regulators Skills that will help you in the role: Ability to communicate effectively with a wide range of stakeholders, both written and verbally; Ability to work independently in a self-directed way including changes initiatives or process improvement Strong analytical skills; experience in financial analysis and modelling (preferred) Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word) Fluency in English is required, with German (preferred) Flexible work statement: Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Equal opportunities statement: Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Certified Persons Regulatory Requirements: If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks. Flexible work statement Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Responsibilities

The role involves analyzing credit risks in corporate loan transactions and managing a portfolio of corporate loan and derivative counterparties. It also includes liaising with clients and business units on credit requirements and contributing to regulatory engagements.