Credit Risk Management - Fixed Income Division Secured Lending - ABS & Infr at Morgan Stanley

London, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

13 Mar, 26

Salary

0.0

Posted On

13 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Risk Management, Financial Analysis, Stakeholder Communication, Structured Finance, Project Finance, Analytical Skills, Attention to Detail, Mentoring, Client Diligence, Loan Portfolio Management, Financial Modelling, Documentation Review, Industry Trends Analysis, Legal Documentation, Accounting Concepts

Industry

Financial Services

Description

> Lead the Credit underwriting and approval process for the origination of digital and civil infrastructure loans, as well as renewals, amendments, and modifications of existing facilities, ensuring alignment with the firm's risk appetite and business objectives > Manage and oversee monitoring of the existing loan portfolio, driving analysis and reporting of risk profiles, trends, industry developments, and concentrations > Facilitate and lead meetings with key stakeholders, including external clients, firm credit committees, and business unit discussions > Coordinate review of due diligence materials; actively participating in client diligence, site visits and assessment of appraisals/valuations > Mentor and empower junior team members through training and professional development FRM is committed to creating and providing opportunities that enable our workforce to reflect diverse backgrounds and views. > Bachelor's degree or equivalent > Minimum 5 years of experience covering structured / project finance infrastructure lending (e.g. data centre financing, fibre, energy etc.), ideally within Credit risk > Strong knowledge of the lending process, transaction structures and documentation (e.g. term sheets and facility agreements) > Understanding of financial markets, financing instruments, associated legal documentation and lending structures > Knowledge of basic accounting / financial concepts and familiarity with credit metrics > Ability to communicate effectively with a wide range of stakeholders, both written and verbally > Ability to work independently in a self-directed way in a collaborative environment > An interest in working in a fast-paced environment, often balancing multiple high priority deliverables > Strong analytical skills, experience in financial analysis and modelling > Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word) > Fluency in English (required) Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks. Flexible work statement Interested in flexible working opportunities? Speak to our recruitment team to find out more. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Responsibilities

Lead the credit underwriting and approval process for digital and civil infrastructure loans while managing the existing loan portfolio. Facilitate meetings with stakeholders and mentor junior team members.