As a Credit Risk Manager, you'll:
- Assess and sanction new Commercial Real Estate lending opportunities within your delegated authority.
- Review and approve annual reviews and ad hoc in-life customer requests.
- Structure complex lending transactions while balancing commercial opportunities against risk considerations.
- Work closely with Relationship Directors and Business Development colleagues to support sustainable business growth.
- Act as a trusted advisor to colleagues across the Property and Business Finance Division.
- Provide coaching, mentoring and guidance to fellow Credit Managers and wider teams.
- Contribute to the development and continuous improvement of lending policies, standards and procedures.
- Participate in Credit Forums and Credit Committees, supporting high-quality lending decisions.
- Support the ongoing development of effective credit risk controls and risk management practices.
What do we expect from you?
- Significant experience within a Credit Risk, Credit Sanctioning or Property Finance environment.
- Strong knowledge of Commercial Real Estate and Property Development lending.
- Experience operating with an individual lending mandate.
- A proven ability to structure and approve complex lending transactions.
- Sound commercial judgement and a strong understanding of risk management principles.
- The ability to influence and challenge stakeholders constructively.
- Strong coaching and mentoring capabilities.
- Excellent communication and stakeholder management skills.
- A collaborative approach and a desire to contribute to the success of the wider team.
It would also be beneficial if you have experience of:
- Trading businesses, particularly within the Care Home or Hotel sectors.
- Syndicated or club deal structures.
- Driving continuous improvement initiatives within a credit environment.
What can you expect from us?
At Aldermore, you'll be part of a business where specialist expertise is valued, and where colleagues are empowered to make a real difference.
In return, you'll benefit from:
- Competitive salary and benefits package.
- Hybrid working, with the flexibility to work from our London, Reading, Manchester or Cardiff office locations.
- Generous holiday entitlement.
- Pension scheme.
- Private medical insurance.
- Career development and progression opportunities.
- A collaborative and inclusive culture.
- The opportunity to work on complex and interesting lending transactions within a growing specialist bank.