Credit Risk Manager at Solaris Services

Berlin, Berlin, Germany -

Full Time

Start Date

Immediate

Expiry Date

21 Dec, 26

Salary

60000.0

Posted On

22 Sep, 26

Experience

7 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Industry

Banking & Credit

Description

Your Role

Manual Underwriting Operations

Define and refine the structure of complex credit transactions.
Assess and approve credit transactions, ensuring full compliance with the OHB (Operational Handbook) and external regulatory frameworks.
Continuously perform, optimize, and maintain the credit approval process to enhance efficiency and accuracy.
Establish and maintain manual credit file management systems.
Conduct regular reviews and updates of credit files to reflect current risk profiles.

Automatic Underwriting & Logic

Assist in setting and refining the technical criteria for the Decision Engine.
Align the conceptual consistency of underwriting principles across both manual and automated channels.

Credit Portfolio Steering

Prepare regular qualitative portfolio reviews accompanied by action proposals to maintain credit risk exposure within established risk appetite levels.
Execute ad-hoc assessments as required to mitigate emerging risks.
Monitor partnership team activities specifically regarding dunning, workout, and collection actions to ensure alignment with risk standards.

Strategic Projects & Compliance

Take responsibility for closing audit findings within the respective focus areas.
Lead training initiatives for CRM and Solaris staff on core underwriting principles.
Drive project-related tasks, including the development and launch of new loan products.

We'd love to see

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.

A university degree, ideally with a focus on economics, business administration, banking or a comparable qualification.
3 + years of relevant work experience in credit risk management in a bank or financial institution
Experience of financial products with respect to credit loans, process setup and loan documentation processes, credit risk management and/or credit structuring
Experience in regulatory requirements for respective focus area
it would be a great advantage if you gained experience in advanced excel, Python, Tableau and/or HTML
You are fluent in English and German language skills.
Hands-on and “driving the change”-mindset
Reliable, solution-oriented, independent working method
Used to working under pressure / on tight deadlines
Stakeholder management for multiple tasks and good communication skills
Passionate about Credit and always wanted to improve “old fashioned” processes end-to-end with new approaches and technology
Comfortable working with AI tools, thinking critically about AI outputs, and contributing to a culture of responsible AI use. We expect you to demonstrate comfort with AI-assisted workflows and a willingness to continuously develop their AI capabilities as the technology evolves.

What We Offer

Competitive salary and a variable remuneration program.

Responsibilities