How you will make a difference:

• Responsible for developing the credit risk strategy and policy, including challenging current practices and implementing processes 
• Ensure the analysis of customer financial accounts including balance sheet, profit and loss statement & cash flow statement, as well as stress-testing the findings
• Accountable for overseeing the processing and opening of all new accounts for the whole of VF's EMEA business with appropriate risk analysis and data quality
• Conduct regular risk meetings wither internal- and external stakeholders, including regular updates on macro-economic data
• Provide specialised training on systems and risk related processes to the Credit Department as well as training to impacted external stakeholders
• Explore new ways of working using AI with the goal of automating repetitive and time-consuming parts of processes

Skills for Success

• Deep understanding of credit risk and credit risk modelling, in particular IFRS 9
• Excellent analytical and problem-solving skills with an eye for detail
• Leadership Skills, managing Team Leaders and projects
• Be comfortable to make a decision, be assertive and adaptable
• Strong stakeholder management, negotiating and influencing skills 
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