WHAT WE DO?

Aion Bank is a fully regulated European bank and credit institution that combines Vodeno’s proprietary, private blockchain-based platform with its ECB banking license, balance sheet and regulatory and compliance expertise to offer a comprehensive suite of embedded banking products.
Aion has a track record of delivering fully compliant embedded banking solutions to retailers, eCom/marketplaces, banks/neobanks and fintechs, creating a better customer experience that drives conversion, increases engagement and fosters loyalty.
Aion Bank is currently active in Belgium, Germany, Poland and Sweden, including a retail business in both Belgium and Poland.
Our biggest strength is our people - a group of highly intelligent, creative, result-driven and ambitious individuals who always rise to the challenge. Together, we create a positive, energetic and fast-paced work environment. We stay professional in getting things done, but remember not to leave our passion and fun behind.
We are currently looking for a Credit Risk Process Analyst ready to join our adventure and share our ambition.

SKILLS YOU SHOULD HAVE

• B.S. or Master’s Degree in finance, statistics, computer science, mathematics, econometrics or related (Nice to have)
• Excellent knowledge of end to end retail mortgage processes
• Good Knowledge of other retail credit risk processes for products like Cash Loan, Credit Cards, Overdraft, Buy Now Pay Later (BNPL)
• Good experience in banking sector especially for Mortgage processes
• Experience in Data Analytics to generate important insights
• Understanding of credit bureaus and the type of data provided by them
• Understanding of Basic Lending Regulations & Law
• Good knowledge of SQL
• Ability to efficiently communicate in both: Polish and English language

ABOUT US

Read more about what we do on our website

• Managing end to end retail credit processes related to Mortgages
• Preparing retail credit risk policies for Mortgages
• Preparing retail credit risk processes and flow for Mortgages
• Testing of credit processes for Mortgages
• Monitoring of retail credit portfolio for Mortgages
• Data analysis to generate portfolio insights
• Assisting and working together with sales, business and legal teams for introduction and management of mortgage products
• Presenting Projects’ statuses / Policy changes / Portfolio performance / Monitoring reports to Higher Management