Credit Risk Residential Mortgage Lending, Associate, Firm Risk Management at Morgan Stanley

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

22 Jan, 26

Salary

0.0

Posted On

24 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Analysis, Valuation Review, Market Data Analysis, Appraisal Review, Risk Identification, Regulatory Compliance, Quality Control, Problem Solving, Multitasking, Independence, Feedback Reception, Organization, Collaboration, Diversity and Inclusion, Economic Analysis, Post Closing Review

Industry

Financial Services

Description

Conduct in-depth valuation reviews for residential properties used as collateral. Analyze market data, comparable sales, rental trends, and economic factors to assess property values accurately. Review third-party appraisals for accuracy, consistency, and adherence to valuation standards. Identify potential risks escalate to appropriate authority to mitigate those risks. Ensure compliance with regulatory guidelines and internal risk management policies. Contribute to the development and enhancement of QC and valuation methodologies, tools, and processes. Stay updated on industry trends, market dynamics, and regulatory changes to ensure best practices. Perform Post closing Credit quality control reviews to validate compliance with MSPBNA Credit Underwriting guidelines requirements and procedures Graduate with 3+ years' work experience in the financial services industry Strong sense of urgency required with ability to multitask in a dynamic, demanding environment. Ability to work well with little supervision; receptive to feedback and training intended to improve employer's ability to perform at increasing levels of independence. Well organized and able to work in a fast-paced environment. Possess strong problem identification and solution techniques. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Responsibilities

Conduct in-depth valuation reviews for residential properties and analyze market data to assess property values. Ensure compliance with regulatory guidelines and contribute to the development of quality control methodologies.