Credit Risk (Risk Management) : Job Level - Associate at Morgan Stanley

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

26 Jan, 26

Salary

140000.0

Posted On

28 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk, Cashflow Modeling, Stress Analysis, Financial Health Monitoring, Portfolio Stress Scenarios, Interpersonal Skills, Leadership, Collaborative Environment, Risk Appetite, Concentration Risk, Aerospace Industry, Technology Industry, Real Estate, Financial Obligors, Securitization, Financial Investment

Industry

Financial Services

Description

The principal responsibilities of the role include monitoring the financial health and cash flow of companies that have been securitized, airlines and financial investment entities whose financial obligations are the primary sources of repayment of debt. - Monitoring of the financial health of financial obligors including internal risk appetite and concentration risk - Assist in the development of portfolio stress scenarios for various asset classes in relation to current market environment - Present Credit Senior management for discussion portfolio risks and issues for current and new transactions - Development of monitoring reports to be presented on a monthly and ad hoc basis to Credit senior management. - Experience in evaluating lending transactions including cashflow modeling and stress analysis - Expertise across general industries or real estate, specific industry expertise in aerospace, or technology would be beneficial - Ability to work under pressure, balancing multiple deliverables - Strong interpersonal skills with demonstrated leadership and the ability to work effectively in a collaborative environment Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Responsibilities

The role involves monitoring the financial health and cash flow of securitized companies, airlines, and financial investment entities. Responsibilities include developing stress scenarios for asset classes and presenting portfolio risks to senior management.