Credit Risk Senior Analyst - Assistant Vice President at Citi

Taguig, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

19 Mar, 26

Salary

0.0

Posted On

19 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Portfolio Management, Risk Management, Financial Analysis, Communication Skills, Organizational Skills, Analytical Thinking, Learning Agility, Data Visualization, Accounting Knowledge, Regulatory Compliance, Escalation Management, Policy Knowledge, Risk Identification, Risk Controls, Product Knowledge

Industry

Financial Services

Description

Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients Experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills Bachelor's degree; advanced degree(s) and other certifications considered but not required Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------

Responsibilities

Facilitate the annual review and portfolio management process for assigned relationships, ensuring risk and business objectives are balanced. Produce analysis supporting underwriting requests and track compliance with loan covenants.