Credit Risk Senior Specialist at Vodafone United States

Giza, Giza, Egypt -

Full Time

Start Date

Immediate

Expiry Date

03 Mar, 26

Salary

0.0

Posted On

03 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Management, Risk Assessment, Data Analytics, Credit Scoring Models, Portfolio Monitoring, Problem-Solving, Decision-Making, Communication Skills, Interpersonal Skills, Stakeholder Management, Quantitative Methods, Qualitative Methods, Financial Analysis, Regulatory Compliance, Digital Financial Solutions, Fraud Models

Industry

Telecommunications

Description

The Credit Risk Senior Specialist is accountable for driving the design, implementation, and management of the credit risk framework within the company's banking consumer finance business. This role strategically balances business growth objectives with portfolio quality by developing credit policies, risk models, and underwriting standards. The role requires close collaboration across product, data, operations, and compliance teams to ensure rigorous risk assessment, ongoing portfolio monitoring, and control mechanisms that enable sustainable, scalable growth. Implement credit risk management processes and governance structures to ensure consistent risk assessment across the consumer finance portfolio Lead on the design and validation of credit risk models, including scoring, behavioural, and fraud models, ensuring accuracy, robustness, and predictive power. Collaborate closely with internal stakeholders (Product, MIS, operations & technology) to build and refine credit scoring models Monitor credit portfolio performance, delinquency & default trends. Support the operational risk function in internal audits, regulatory reviews FRA audits and inspections Extensive knowledge of digital financial solutions and related technologies. Expertise in evaluating credit risk through quantitative and qualitative methods. Ability to analyze borrower financials, credit histories, and market conditions to assess risk exposure. Strong problem-solving and decision-making skills. Excellent communication and interpersonal skills. Strong interpersonal and influencing skills to manage diverse stakeholders across business units. Proficient in leveraging data analytics, credit scoring models, and risk systems to derive insights.

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Responsibilities

The Credit Risk Senior Specialist is responsible for designing, implementing, and managing the credit risk framework for the consumer finance business. This includes developing credit policies, risk models, and underwriting standards while collaborating with various teams to ensure effective risk assessment and portfolio monitoring.