ABOUT US

Founded in 2018, OPay is a leading fintech platform focusing on emerging financial markets and offering Al and big data-based innovative fintech solutions, such as payment, digital wallet, credit and other financial services, to emerging market customers in Africa and Asia. After five years of product development, OPay has become one of the most competitive fintech unicorns in emerging markets. It firmly believes that its value comes from its social value and has always been committed to developing inclusive finance in emerging markets by leveraging the power of technology and innovation.

• Lead the development and maintenance of risk review and credit granting strategies.
• Drive decision-making through quantitative analysis, establishing a differentiated risk management system based on customer profitability and risk, utilizing full-process metric monitoring and customer profiling.
• Collaborate with analysis and modeling teams to optimize strategy processes and conduct in-depth analysis.
• Monitor government regulatory policies, market changes, and product iterations, providing timely and targeted recommendations.