2. Key Responsibilities:

Credit Assessment & Approval

• Review and assess new and existing customers' creditworthiness based on financial information, payment history, business background, and available credit information.
• Conduct credit checks and recommend appropriate credit limits and payment terms.
• Review customer financial statements and other supporting documents where required.
• Monitor customer credit exposure against approved credit limits.
• Identify potential credit risks and escalate high-risk accounts to management.
• Provide recommendations regarding credit terms, security requirements, guarantees, deposits, and other risk-mitigation measures.