Credit Underwriter / Credit Analyst – Alternative Business LenderLocation: AltrinchamSalary: Competitive + BenefitsWorking Pattern: Full-Time Office Based (5 Days per Week)

My client is a growing alternative lender specialising in providing business loans of up to £500k to SMEs across the UK. Due to continued growth, they are looking to recruit a Credit Underwriter / Credit Analyst to join their established credit team in Altrincham.

This is an excellent opportunity for a commercially minded credit professional who enjoys analysing businesses, making lending decisions and working within a fast-paced environment.

The RoleAs a Credit Underwriter / Credit Analyst, you will be responsible for assessing lending applications from UK SMEs, ensuring that deals are underwritten in line with company policy whilst maintaining a strong customer experience.

• Key responsibilities include:Assessing business loan applications and making informed credit decisions.
• Analysing company accounts, management information, bank statements and credit reports.
• Conducting affordability and risk assessments on SME borrowers.
• Preparing credit papers and recommendations for larger or more complex cases.
• Liaising with brokers, introducers and customers to obtain additional information where required.
• Monitoring the quality of the lending portfolio and identifying potential risks.
• Working closely with the sales and operations teams to ensure a smooth funding process.
• Supporting continuous improvements to underwriting processes and credit policy.

• About YouThe successful candidate will have:Previous experience within credit underwriting, credit analysis or business lending.
• Strong financial analysis and risk assessment skills.
• Experience reviewing SME financial information.
• Excellent attention to detail and decision-making ability.
• Strong communication skills and the confidence to challenge where appropriate.
• The ability to manage multiple applications in a fast-paced environment.

• What's on OfferCompetitive salary and benefits package.
• Opportunity to join a growing and ambitious lender.
• Exposure to a broad range of SME lending transactions.
• Clear opportunities for progression and development.
• Supportive and collaborative team environment.
• Modern offices based in Altrincham.
• 
  

Credit Underwriter / Credit Analyst – Alternative Business LenderLocation: AltrinchamSalary: Competitive + BenefitsWorking Pattern: Full-Time Office Based (5 Days per Week)

My client is a growing alternative lender specialising in providing business loans of up to £500k to SMEs across the UK. Due to continued growth, they are looking to recruit a Credit Underwriter / Credit Analyst to join their established credit team in Altrincham.

This is an excellent opportunity for a commercially minded credit professional who enjoys analysing businesses, making lending decisions and working within a fast-paced environment.

The RoleAs a Credit Underwriter / Credit Analyst, you will be responsible for assessing lending applications from UK SMEs, ensuring that deals are underwritten in line with company policy whilst maintaining a strong customer experience.

• Key responsibilities include:Assessing business loan applications and making informed credit decisions.
• Analysing company accounts, management information, bank statements and credit reports.
• Conducting affordability and risk assessments on SME borrowers.
• Preparing credit papers and recommendations for larger or more complex cases.
• Liaising with brokers, introducers and customers to obtain additional information where required.
• Monitoring the quality of the lending portfolio and identifying potential risks.
• Working closely with the sales and operations teams to ensure a smooth funding process.
• Supporting continuous improvements to underwriting processes and credit policy.

• About YouThe successful candidate will have:Previous experience within credit underwriting, credit analysis or business lending.
• Strong financial analysis and risk assessment skills.
• Experience reviewing SME financial information.
• Excellent attention to detail and decision-making ability.
• Strong communication skills and the confidence to challenge where appropriate.
• The ability to manage multiple applications in a fast-paced environment.

• What's on OfferCompetitive salary and benefits package.
• Opportunity to join a growing and ambitious lender.
• Exposure to a broad range of SME lending transactions.
• Clear opportunities for progression and development.
• Supportive and collaborative team environment.
• Modern offices based in Altrincham.
•