Credit Underwriter at Citi

Getzville, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

03 Apr, 26

Salary

0.0

Posted On

03 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Analysis, Risk Identification, Risk Assessment, Analytical Thinking, Industry Research, Credit Policy, GAAP Accounting, Interpersonal Skills, Organizational Skills, Escalation Management, Constructive Debate, Microsoft Office, Project Management, Problem Solving, Communication Skills

Industry

Financial Services

Description

Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior management, and business partners Partnership with applicable regional and industry stakeholders in in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICM Risk Analysis Voice of the Employee (VOE) initiatives Travel (less than 10%) Risk & Credit Underwriting: Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Displays robust industry research capabilities, including risk and key drivers Strong understanding of Credit Policy and procedures; proactively refers to resources as needed Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly Embraces the need for change and appreciates its benefits with natural curiosity Demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas Proficient Microsoft Office (Word, Excel, and PowerPoint) skills 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software. Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics. Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry. Ability to apply credit and risk principles toward business goals. Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency. Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective. Interpersonal, organizational and analytic skills. Bachelor's/University degree or equivalent experience Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 09, 2026 ------------------------------------------------------

Responsibilities

The Credit Underwriter will continuously monitor the covered portfolio, following industry trends and escalating potential credit issues. They will partner with regional and industry stakeholders to implement credit assessment and monitoring standards.