Job Requisition ID: 11368
Position Status: Permanent Full Time
Position Type: Hybrid
Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)
Travel Requirement: Limited
Language Designation: English Essential
Language Skill Levels (Read/Write/Speak): ZZZ
Security Requirement: Reliability Status
Salary: Our salaries generally range from $ 71761.28 to $ 89701.6 and are based on qualifications and experience.
About CMHC
The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.
At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.
Join us and be part of a team that’s committed to making a real difference and be part of something meaningful.
What’s in it for you

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:

• Annual Paid vacation.
• Annual individual performance incentive.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.

About the role:
Join the Housing Policy and Program team as a Data Scientist, Lending Portfolio Analytics. We are seeking a strategic and analytical professional to monitor and assess financial risks across lending portfolios, using advanced data tools and modeling techniques. This role plays a key part in stress testing, scenario analysis, and aligning risk insights with business strategy, regulatory expectations, and data governance standards.

WHAT YOU’LL DO:

• Monitor financial risks (credit, market, provisioning) across lending portfolios by analyzing performance data and identifying early warning signals.
• Support stress testing and scenario analysis to assess portfolio resilience under changing economic conditions.
• Analyze large datasets using Python, R, SAS, SQL, and big data tools (e.g., Spark, Cassandra, Hadoop) to generate actionable insights.
• Conduct financial modeling, including loss projections, and evaluate impacts on provisioning strategies.
• Collaborate with finance, treasury, and risk teams to align insights with risk appetite and business needs.
• Enhance data reliability through strong governance practices and contribute to forward-looking risk assessments and industry compliance.

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:

• Annual Paid vacation.
• Annual individual performance incentive.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment