Deputy Vice President - Risk - Corporate Finance - Mumbai - Lower Parel at Tata Capital

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

17 Sep, 26

Salary

0.0

Posted On

19 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Evaluation, Corporate Finance, Portfolio Monitoring, Credit Policy Formulation, Credit Program Development, Compliance Management, Financial Analysis, Industry Analysis, Risk Mitigation, Structured Products, Relationship Management, Digital Process Automation

Industry

Financial Services

Description

Risk Evaluation of the proposals * Understand structure of the transaction and identify key risk and mitigants. * Analyse group financial strength and weakness * Having deep understanding of various industries * Experience in managing various structure products like NCD, PTC, Promoter level funding, Sub Debt/PDI etc * Dealing with senior professional of large/Mid corporate client and maintain relationship * Providing inputs to business team to ensure that transaction structure is strong and also help them in initial go /no go on the structure Portfolio Monitoring * Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts * Proactive monitoring of portfolio for control over credit costs. * Portfolio level reviews Policy Formulation * Drafting of credit and risk policy for corporate finance. Work closely with business and credit for finalization of policies. Credit Program Development: * Engage in the development, implementation, review, and monitoring of various credit programs to support business growth. * Participate actively in adoption of digital processes and automation. * Provide guidance to the team and ensure the quality of the portfolio. Compliance: * Ensure strict compliance with all audit, regulatory, and company regulations, processes, policies, and reporting systems. * To ensure that all the audit queries are resolved in time with proper justification. * Collaborate closely with Senior Risk Analyst to execute risk management strategies effectively. * Focus primarily on execution rather than planning, ensuring timely implementation of risk mitigation measures. * Conduct industry-level analysis to support decision-making and enhance risk management frameworks. Qualifications & Experience * Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent * Desired Years of experience: 8 to 10 years

Responsibilities

Responsible for managing the approval process for corporate funding proposals and conducting risk assessments across various customer segments. The role involves monitoring portfolio quality, identifying early warning signals of stress, and drafting credit and risk policies.