Digital Banking Specialist II at First Seacoast Bank

Dover, New Hampshire, United States -

Full Time

Start Date

Immediate

Expiry Date

24 Feb, 26

Salary

0.0

Posted On

26 Nov, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Communication, Problem Resolution, Teamwork, Sales Ability, Bank Products Knowledge, Technical Support, Account Management, Regulatory Compliance, Call Center Experience, Electronic Banking, Debit Card Management, Research Skills, Attention to Detail, Time Management, Cross Selling

Industry

Financial Services

Description

Description The Digital Banking Specialist II is responsible for providing professional, knowledgeable, courteous, friendly, and efficient service to all customers. Utilize knowledge of the Bank’s products and services and system technology platforms to address and resolve general customer inquiries, including Debit/ATM card issues, and other electronic banking functions. Cross sells the Bank’s products and services by recognizing what’s right for the customer. The Digital Banking Specialist provides support to other Digital Banking Specialists, works closely with team members and other Bank departments to resolve more complex issues and to create and support a positive team-building atmosphere. Essential Functions: Demonstrate professional, courteous, and accurate service to Customers via the phone, chat and/or email through effectively addressing inquiries and servicing accounts, while always adhering to Quality Customer Service standards. Provide problem resolution to internal and external customers while recognizing when to escalate more difficult issues to the department manager. Proactively maintain a thorough working knowledge of bank products, services and delivery platforms to effectively address customer telephone, chat and e-mail inquiries, as well as seek opportunities to cross sell products and services to drive additional satisfaction and Bank sales Sustain a referral culture in all aspects of the position and interactions, directing and coordinating referrals to the applicable departments as appropriate. Support the introduction and maintenance of new bank products and services. Conduct account research as needed Accurately process customer accounts that have been opened online, following up as necessary for required information Proactively monitor, track and follow up on pending items, system updates, and internal communications to ensure complete customer satisfaction. Maintains knowledge of and ensures compliance with Federal and State banking regulations and adheres to all Bank policies and procedures. Backup for Deposit Operations and other Digital Banking Specialists on cross trained various duties, as necessary. Review and maintain Address Change report for accuracy. Process customer mail deposits and loan payments efficiently and accurately. Set mobile deposit limits on new accounts according to bank policy, Assists employees and customers with defined system password lockouts and resets. Assists bank staff with addressing electronic banking and ATM/Debit Card questions or problem. Provide customer support for retail online enrollment, password resets and HELOC online enrollment. Assist customers with debit card limit increases within authority per bank guidelines. Assist customers with mobile deposit limit increase within authority per bank guidelines. Accurately and efficiently assist customers with (REG E) Electronic Fund Transfer Act disputes by gathering information and managing the dispute process within the required timeline. Submit and monitor 360 Tickets through resolution. Provide customer support for general Business Internet Banking inquiries and password reset requests. Administers ATM/Debit card processes and activities, including card applications production, activation and deactivation, as well as card inventory. Maintain accurate and complete documentation as necessary; respond to customer and branch inquiries concerning card operations or transactions; research and resolve problems as appropriate; handle or escalate related network problems and card security issues. Manage ATM/Debit card settlement and error resolution process. Performs call center software and telephone system maintenance. Saturday coverage is required. Performs additional duties as requested Success Competencies: Customer Focus: Making customers and their needs a primary focus of one’s actions; developing and sustaining productive customer relationships Communication: Clearly conveying information and ideas through a variety of media to individuals or groups in a manner that engages the audience and helps them understand and retain the message. Quality and Work Standards: Setting high standards of performance for self and others, self-imposing standards of excellence rather than having standards imposed. Teamwork and positive approach: Co-operates within the group and across groups. Supports group decisions and puts group goals ahead of own goals Sales Ability/Persuasiveness: Using appropriate interpersonal styles and communication methods to gain acceptance of a product, service, or idea from prospects and clients. Requirements Minimum Requirements (education and experience): High school diploma or equivalent. Two to four years of prior customer service experience in branch banking is required. Previous Call Center and Sales experience is recommended. Must possess excellent customer service skills and professionalism. Good communication, listening and questioning skills are required. Ability to apply knowledge to create a positive rapport with customers. Strong computer skills and familiarity with various software programs.

Responsibilities

The Digital Banking Specialist II provides professional service to customers, addressing inquiries related to banking products and services. They also support team members and collaborate with other departments to resolve complex issues.