Digital Lending Officer
at
Atlantic Edge Credit Union
Corner Brook, NL, Canada
-
Full Time
Start Date
Immediate
Expiry Date
16 Oct, 25
Salary
51400.0
Posted On
17 Jul, 25
Experience
3 year(s) or above
Remote Job
Yes
Telecommute
Yes
Sponsor Visa
No
Skills
Allowances, Professional Development, Training
Industry
Financial Services
Description
An exceptional financial cooperative with a firm commitment to its people, culture, and the community
Become a key part of a forward-thinking, inclusive, and diverse team that values every perspective
Earn a competitive salary of $51,400 - $60,400, and comprehensive benefits!
Responsibilities
Efficiently manage loan applications and inquiries, assess financial status and creditworthiness, verify applicant details, and approve or refer loans within lending limits, ensuring prompt communication of decisions to members. Assist in compiling credit information to determine creditworthiness and establish credit limits. Tasks include obtaining credit reports, contacting businesses, legal counsel, former creditors, and personal references.
Work with applicants to create tailored loan packages, negotiating rates, terms, and repayment options that suit their needs. You’ll ensure all agreements are accurate and compliant before funds are disbursed, making sure everything is in place for a smooth and timely loan closing.
Proactively recommend new products and services that align with members’ financial goals. You’ll offer personalized financial counseling, such as debt consolidations, and guide members on available loan services and deposit products. When needed, you’ll also refer them to financial planning experts.
Regularly visit dealers and mortgage brokers to nurture and strengthen relationships with our third-party partners.
Stay current with policies and procedures, including updates and revisions. Suggest improvements and new procedures for loan and deposit products to keep everything running smoothly.
Regularly update and maintain Member Records and Relationship Management Systems to ensure accuracy and efficient operations
Linked-in
Google