We’re currently looking for a high caliber professional to join our team as a Digital Payments AML Risk Management Lead Analyst.
Citi’s central role in the rapidly-evolving global digital payments ecosystem requires innovative thinking to mitigate money laundering, terrorist financing, and sanctions risks. The Digital Payments AML Risk Management Lead Analyst is responsible for partnering with Services business teams to deliver AML-risk mitigated solutions for our Payments Intermediary (PI) customers. The role reports to the Head of Global Digital Solutions, Services AML, and conducts due diligence on prospective PI/Fintech customers, coordinates delivery of AML and regulatory advice, and will work with First and Second line partners to identify and mitigate AML risks related to Citi’s fintech and digital clients.

QUALIFICATIONS:

• 6-10 years of related experience in Anti-Money Laundering Compliance, Banking or control-related function in the financial service industry.
• Anti-Money Laundering (AML) certification required
• Must have a strong understanding of AML risks and typologies, especially related to digital payments and fintech.
• Sophisticated understanding of digital payments products and business models
• Effective communication, both written and oral, is crucial to successful job performance.
• Strong analytical and organizational skills are also necessary.
• Working knowledge of regulatory requirements

EDUCATION:

• Bachelor’s Degree/University degree or equivalent experience
• Master’s degree preferred
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MOST RELEVANT SKILLS

Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
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OTHER RELEVANT SKILLS

For complementary skills, please see above and/or contact the recruiter.
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• Provide day-to-day AML risk assessment and oversight for high-risk client segments including Payment Intermediaries.
• Lead enhanced due diligence reviews of new and existing clients, including compliance-to-compliance calls or site visits
• Provide guidance to Payment Intermediary Oversight Committee (PIOC) on AML controls and specific risk factors of existing and future clients, providing recommendations on how to mitigate any issues including follow-up conversations with clients.
• Develop new and update AML standards, programs, guidelines, procedures and related documents assuring, as appropriate, that AML compliance risks are adequately identified, assessed and controlled.
• Support the APAC (Asia Pacifica) cluster for internal and external exams and audits related to the Payment Intermediary program.
• Performing transaction reviews to identify and investigate new risk typologies
• Other duties that may be assigned from time to time