OUR LEADERSHIP PHILOSOPHY

At Lighthouse Credit Union, we believe all individuals, regardless of position level, are considered leaders. By providing a framework that balances clarity with adaptability, our Leadership Competencies aim to foster a culture of continuous growth and agile leadership. Lighthouse Credit Union is committed to embracing change, nurturing leadership talent, and ensuring our performance management practices are aligned with our vision of fostering a resilient and forward-thinking organization. As such, we all hold ourselves accountable to the following:

POSITION SUMMARY

The Director, Compliance is responsible for developing, implementing, and managing the credit union’s comprehensive compliance program. This position requires a proactive leader who can translate regulatory requirements into practical guidance and foster collaboration across departments, promoting a strong culture of compliance to ensure consistent practices throughout the organization. Serving as the primary compliance advisor to business units, senior leadership, and the Board of Directors, this role ensures the credit union’s operations align with all applicable federal and state laws, regulations, and internal policies. The Director, Compliance is responsible for leading, coaching, and developing the Compliance Team to support strategic and operational initiatives.

EDUCATION, TRAINING & EXPERIENCE

• Bachelor’s degree in Business, Finance, Accounting, Legal Studies, or a related field is required; advanced degree (e.g., JD, MBA, or Master’s in Compliance or Risk Management) and/or industry certification in regulatory compliance is preferred.
• 10+ years of progressive experience in regulatory compliance, risk management, or legal roles within the financial services industry, preferably in a credit union or banking environment.
• Demonstrated expertise in interpreting and applying federal and state regulations, including but not limited to: Truth in Savings, RESPA, FCRA, HMDA, UDAAP, E-SIGN, Flood Act/Flood Disaster Protection Act, Regulation E, B, P, Z, CC and related consumer protection laws and regulatory guidance.
• Proven experience in developing and managing compliance programs, including monitoring, testing, issue remediation, and regulatory reporting.
• Experience leading or mentoring compliance teams, with a focus on building high-performing, cross-functional support capabilities.
• Familiarity with compliance management systems, audit processes, and vendor oversight practices.
• Excellent communication, presentation, and interpersonal skills, with the ability to influence and collaborate across all levels of the organization.
  WORK ARRANGEMENT: The working arrangement for this position is hybrid. Hybrid work is an opportunity to find the right balance between working in the office and remotely, especially if it supports individual success and the needs of our organization. Hybrid schedules are determined by the hiring manager based on business unit needs and may vary by department.

• Compliance Leadership: Serves as the credit union’s subject-matter expert on regulatory compliance, leading the development, implementation, and oversight of a comprehensive compliance management program.
• Cross-Functional Support: Provides strategic compliance guidance across all departments, fostering collaboration and ensuring regulatory alignment in products, services, marketing, and member communications.
• Risk Partnership: Collaborates with internal audit and business risk teams to identify, assess, and remediate compliance risks, promoting a culture of accountability and awareness.
• Monitoring & Testing: Designs and executes a risk-based compliance monitoring and testing program to evaluate control effectiveness and ensure adherence to regulatory requirements.
• Issue Management: Tracks and oversees remediation of compliance findings, ensuring timely corrective actions and escalation of unresolved issues.
• Regulatory Advisory: Advises executive leadership and the Board on regulatory changes, emerging risks, and mitigation strategies. Supports departments in implementing new or revised regulations.
• Product & Marketing Review: Participates in the design and review of credit union offerings and promotional materials to ensure compliance with applicable laws and regulations.
• Training & Communication: Partners with Learning & Development to create and deliver compliance training programs. Ensure staff are informed and equipped to meet regulatory expectations.
• ERM Participation: Contribute to the Enterprise Risk Management (ERM) Committee by presenting compliance dashboards, Key Risk Indicators (KRIs), and regulatory updates.
• Audit & Examiner Liaison: Acts as the primary compliance contact for auditors, examiners, and senior management.
• Team Leadership: Hires, develops, and manages a high-performing team. Fosters a collaborative, results-oriented culture that encourages innovation, continuous improvement, and accountability.
• Professional Development: Maintains expertise in banking laws and regulations through ongoing education and industry engagement.
• Vendor Oversight: Manages compliance-related vendor relationships, ensuring service level adherence and recommending improvements as needed.
• Other Duties: Performs additional responsibilities as assigned to support the credit union’s compliance objectives.