Director of Credit at Central Farm Service Co

, Minnesota, United States -

Full Time

Start Date

Immediate

Expiry Date

25 May, 26

Salary

110000.0

Posted On

24 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Management, Credit Evaluation, Risk Monitoring, Account Collection, Financing Program Administration, Policy Enforcement, Lien Filing, Bankruptcy Procedures, Bad Debt Recommendation, Interpersonal Skills, Communication, Microsoft Office, Attention To Detail, Judgment, Decision Making, Organizational Skills

Industry

Retail

Description

Description Position Objective: This position leads all credit management activities to support the financial health and prosperity of CFS and its patrons. The role evaluates customer credit, monitors and collects open accounts in partnership with division leads and customer-facing staff, and oversees partnered financing programs. Essential Duties & Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Assess the creditworthiness of new and existing customers by processing credit applications, reviewing bank and trade references, setting appropriate credit limits and terms, and continually monitoring credit risk. Adjust limits as needed and conduct direct customer outreach to encourage payment and consult on payment solutions. Monitor customer balances and manage the collection of past due accounts by working closely with customer-facing staff and divisional VPs, utilizing letters, phone calls, mediation practices, small claims court, legal services, or collection agencies as necessary to keep accounts receivable current. Manage the additional credit personnel at CFS Work with divisional VPs to manage and administer all partnered financing programs including processing applications and funds requests i.e. Winfield United Secure Administer, enforce, and regularly review the CFS credit policy, recommending updates to management and the board of directors as necessary to ensure effective risk management and alignment with business objectives. File crop and livestock liens Initiate required procedures when bankruptcy notices are received Make recommendations to management for bad debt accounts Communicate to management and appropriate employees the status of credit risks or problems Know and follow all company safety policies/procedure. Perform work in a safe manner while observing all traffic laws and all OSHA state and federal safety regulations Represent yourself and CFS professionally at all times in action and appearance. Make decisions and follow instructions with little or no supervision Perform other duties as requested by supervisor or management Requirements Licensing, Certification and Qualification: Post secondary education in finance or accounting Experience in or knowledge of the agriculture industry Strong interpersonal skills Excellent verbal and written communication skills Proficient in Microsoft office software and ability to learn accounting software Acute attention to detail Good judgment with the ability to make timely and sound decisions Strong organizational, problem solving and analytical skills Valid driver’s license and acceptable driving record Working Environment: Will be subject to general office environment. Requires local travel frequently within the CFS geography. Intermittent remote work is allowed at the discretion of management. Physical Demands: Able to work at a computer terminal or desk for long periods CFS Offers an excellent benefit package: Health- with company HSA contribution, Dental and Vision insurance Life Insurance - $50,000 company paid Short-term and Long-term Disability – company paid Paid Time Off (PTO) and paid Holidays Defined Benefit Retirement Plan (Pension) Matching 401(k) Plan Clothing and Boot program Disclaimer: This job description indicates the general nature and level of work expected. It is not designed to cover every activity, duty or responsibility required of the employee. The employee may be asked to perform other duties related to the successful performance of this job. All employees of Central Farm Service are at will employees, which means they can terminate their employment at any time, with or without notice and with or without cause (we encourage employees to give two weeks’ notice of resignation), and that the company may terminate the employment of any employee at any time, with or without notice and with or without cause. CFS is an Equal Opportunity Employer

Responsibilities

This position leads all credit management activities, including assessing customer creditworthiness, setting limits, and managing collections for past due accounts in partnership with staff. The role also oversees partnered financing programs, manages credit personnel, and enforces the CFS credit policy.