Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.
A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.
What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun….who wouldn’t want to work for an AWARD-WINNING company that’s built on these pillars?
What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.
Supervisory Responsibilities : AML/CFT Officer , Fraud Detection and Investigation Manager, BSA/AML Systems Manager
Summary: The Director of FIU is responsible for directing and executing the enterprise -wide financial crime detection, identification, investigation, and prevention program which include s Anti-Money Laundering/ Combatting the Financing of Terrorism (AML/CFT) and OFAC/ Sanction s , the F raud R isk M anagement P rogram , and Corporate Investigations .

MINIMUM QUALIFICATIONS:

• Minimum of 10 years of experience with AML/CFT /Fraud software in a multi- billion dollar financial ins titution is required . Verafin experience is preferred.
• Minimum of 3 years of managerial or supervisory exper ience within AML/CFT an d/or Fraud is required .
• CAMS or Fraud Examiner Certificate preferred.
• Bachelor’s Degree in a business-related field is required .

Knowledge, Skills and Abilities:

• Excellent leadership skills with the ability to manage multiple priorities and meet established deadlines .
• Enhanced knowledge of AML/CFT and OFAC/S anctions regulations with ability to apply in a practical setting .
• Extensive knowledge of all types of b ank fraud .
• Participation in local law enforcement /financial institution task forces .
• Excellent verbal and written communication skills and ability to interact positively with a wide variety of individuals .
• Ability to maintain a high degree of discretion and confidentiality .
• Strong judgment and analytical ability to identify trends, interpret data, conduct root cause analysis, and apply findings to workflows and responsibilities to create operational efficiencies .
• A bility to learn and utilize new and existing banking software applications .
• Ability to utilize anti-money laundering and f raud de tection software programs

• Provides leadership in coordinating investigative efforts within the FIU , including AML/CFT and Fraud, and other relevant business units, law enforcement agencies , and other institutions.
• Leads the FIU by effectively managing the unit in making process improvement recommendations; provides daily interaction, mentoring, and coaching; identifies training opportunities to ensure department staff has requisite skills and resources to function at a high level .
• Oversees the enterprise wide AML/CFT and OFAC/Sanctions programs; ensures programs are consistent with current regulations and industry best practices.
• Oversees an effective Customer Due Diligence and Enhanced D ue Diligence program and that a c ustomer r isk r ating m ethodology is adhered to ; continuously assess for improvements.
• Oversees the alert review and case investigation process within the FIU to ensure consistent decision making and complete and detailed documentation.
• Verifies that a nnual updates to the AML/CFT and OFAC/S anctions Programs, policies, and procedures are done to ensure they are accurate and reflective of the current regulatory environment; confirms the AML/CFT / OFAC/S anctions Risk Assessment is updated annually, or sooner if needed, considering products, services, customers, and geographies.
• Ensures timely , accurate , and compliant filing of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs), and 314(a) and 314(b) reporting.
• S erves as support to the AML/CFT Officer for all regulatory exams, internal and external audits.
• Supervise s the BSA/AML Systems Manager who ensure s appropriate parameters are in place within the Bank’s anti-money laundering and fraud detection software to identify suspicious activity and transactions that would violate OFAC/S anctions .
• Collaborate with the Fraud Manager and business units to establish and maintain processes to prevent fraud an d mitigate potentially fraudulent activities.
• Implements, manages, and execut es t he F raud R isk M anagement P rogram, ensures that fraud related alerts and incidents and claims of unauthorized transactions are appropriately staffed, researched, and addressed ; and that fraud related p rograms and procedures remain current and consistent with regulations and where appropriate , with industry best practices .
• Assists with internal investigations, partnering with the Human Resource Department as well as external parties .
• Incorporates the high-performance behaviors of teamwork, leading by example and service in every facet of work.
• This job description is not exhaustive. The Director of FIU may be required to perform other duties as assigned .

Knowledge, Skills and Abilities:

• Excellent leadership skills with the ability to manage multiple priorities and meet established deadlines .
• Enhanced knowledge of AML/CFT and OFAC/S anctions regulations with ability to apply in a practical setting .
• Extensive knowledge of all types of b ank fraud .
• Participation in local law enforcement /financial institution task forces .
• Excellent verbal and written communication skills and ability to interact positively with a wide variety of individuals .
• Ability to maintain a high degree of discretion and confidentiality .
• Strong judgment and analytical ability to identify trends, interpret data, conduct root cause analysis, and apply findings to workflows and responsibilities to create operational efficiencies .
• A bility to learn and utilize new and existing banking software applications .
• Ability to utilize anti-money laundering and f raud de tection software programs .