Job ID: 36874
Location: Singapore, SG
Area of interest: Retail Banking
Job type: Regular Employee
Work style: Office Working
Opening date: 12 Aug 2025

JOB SUMMARY

To support, implement and commercialize the development, enhancement, and launch of trade products including Receivables Purchase while ensuring compliance with regulatory standards and internal policies. This role bridges product innovation, risk management, and operational efficiency.

• Design, launch and optimize trade finance products tailored for SME client needs.
• Conduct market research and competitive analysis to identify gaps and opportunities.
• Collaborate with sales, operations, and technology teams to implement product roadmaps.
• Monitor product performance (KPIs, profitability, adoption) and recommend improvements plan.
• Ensure adherence and compliance to regulatory requirements & internal policies.
• Develop and maintain policies, procedures and controls for trade operations.
• Lead audit and risk assessments, addressing gaps in governance framework.
• Liaise with legal, compliance, operations risk, credit teams to mitigate operational or legal risk.
• Provide internal trade training to raise trade awareness on product features, new digitalization process, new system implementation, etc.
• Run and manage Trade campaigns to increase trade utilization or trade assets.
• Work closely with internal stakeholder to streamline trade workflows to reduce turnaround time.
• Drive adoption of digital solutions.
• Provide Trade Advisory to the RM teams on the bank’s latest trade capabilities including receivables purchase, market developments, competitor’s analysis and identification of new sales opportunities.
• Ensure product adherence to Compliance, Operational, Business and Fraud risk procedures and other internal & external regulations.

ABOUT STANDARD CHARTERED

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

OTHER RESPONSIBILITIES

• Embed Here for Good and the Group’s brand and values in the business
• Perform other responsibilities assigned under Group, Region, Country, Business or Functional policies and procedures
• Work effectively across SCB, using values behaviours to drive overall business growth

ROLE SPECIFIC TECHNICAL COMPETENCIES

• Deep understanding of Trade products
• Risk mindset with an understanding of the Enterprise Risk Management Framework
• Exposure to SME/mid-market clients and their unique requirements is desirable, but not mandatory
• Appreciation for market specific nuances

To support, implement and commercialize the development, enhancement, and launch of trade products including Receivables Purchase while ensuring compliance with regulatory standards and internal policies. This role bridges product innovation, risk management, and operational efficiency.

• Design, launch and optimize trade finance products tailored for SME client needs.
• Conduct market research and competitive analysis to identify gaps and opportunities.
• Collaborate with sales, operations, and technology teams to implement product roadmaps.
• Monitor product performance (KPIs, profitability, adoption) and recommend improvements plan.
• Ensure adherence and compliance to regulatory requirements & internal policies.
• Develop and maintain policies, procedures and controls for trade operations.
• Lead audit and risk assessments, addressing gaps in governance framework.
• Liaise with legal, compliance, operations risk, credit teams to mitigate operational or legal risk.
• Provide internal trade training to raise trade awareness on product features, new digitalization process, new system implementation, etc.
• Run and manage Trade campaigns to increase trade utilization or trade assets.
• Work closely with internal stakeholder to streamline trade workflows to reduce turnaround time.
• Drive adoption of digital solutions.
• Provide Trade Advisory to the RM teams on the bank’s latest trade capabilities including receivables purchase, market developments, competitor’s analysis and identification of new sales opportunities.
• Ensure product adherence to Compliance, Operational, Business and Fraud risk procedures and other internal & external regulations