EIC Analyst (Credit Analyst) at COFACE NORTH AMERICA

Bengaluru, karnataka, India -

Full Time

Start Date

Immediate

Expiry Date

06 Jan, 26

Salary

0.0

Posted On

08 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Risk Assessment, Communication, Compliance, Data Analysis, Problem Solving, Relationship Management, Report Writing

Industry

Insurance

Description

Company Description At Coface we make trade happen everyday Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world. With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy. Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions. Shape the future of trade with us. Join our Happeners! Job Description MISSION : To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure. MAIN RESPONSIBILITIES: Enhanced Information handling: Evaluate the financial statements of both public and private companies for stability, profitability, liquidity and solvency Handle work list tasks in a timely and efficient manner ensuring internal guidelines are respected Process added value tasks linked to worklists and e-mail exchange with Underwriting Manage complex financial links and ensures FRG’s are respected Prepare and review DRA in which conclusions are drawn and that recommendations are clear and precise. Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions Monitor risk and update assessments upon receipt of alert from external sources Achieve target objectives in respect of production and coverage ratio of DRA Produce Debtor visit report (DVR) and Make sure DVR quantity and coverage ratio is in line with group requirement, DVR should be completed with high quality, and customer (internal & external) complains on DVR should not be more than 2% Monitor sensitive files, send warnings on specific events to Underwriting React to Claims activity by adjusting the DRA Other ad-hoc projects as required Communication: To be part of buyer calls along with Local EIC where applicable for obtaining financial and business information in order to assess their current situations Liaise with local information provider (reviews, inquiries) and help to control the budget Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure, particularly when a DRA is downgraded and exposure is significant Reporting/discussion with regional team whenever any ad-hoc issues/ support required Compliance: Ensure compliance with regulations and procedures as laid down by Coface and external regulators Qualifications Graduate/Post graduate required with a concentration in Finance or equivalent Minimum 3 years’ work experience in the financial field desirable (Banking, financial services or credit department) Candidates with experience in assessing Asian companies will be given priority Additional Information Flexible working model after the 1st month Great place to work: central and modern office Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program… Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field Health care

Responsibilities

The EIC Analyst is responsible for assessing debtor risks and ensuring that the portfolio of debtors is maintained with up-to-date information. This includes evaluating financial statements, managing complex financial links, and preparing detailed reports for Underwriting.