Escrow Officer at GECU CREDIT UNION

El Paso, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

09 Jun, 26

Salary

0.0

Posted On

11 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Title Clearance, Closing Process, Document Verification, Lending Institution Coordination, Real Estate Relationship Building, Title Insurance Guidelines, Compliance, Bank Secrecy Act, Anti-Money Laundering, Microsoft Office, Problem Solving, Multi-tasking, Leadership, Attention To Detail, Interpersonal Skills

Industry

Banking

Description

Are you passionate about making a positive impact in the community you live in? Do you want to be on the forefront of paving the way to financial freedom for the members we serve? At GECU, our Core Values drive our Culture: Advocate, Integrity, Accountable, Dedicated and Passionate. Come grow your career with an award- winning team! BASIC RESPONSIBILITIES Administers the closing process. Explains the process to all parties involved, collects the necessary signatures and assures that all the signed documents reach the appropriate parties. Work together with other Title and Closing personnel to coordinate all necessary documents needed for closing. TYPICAL DUTIES Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, attorneys, and courthouse personnel to exchange title-related information or resolve problems. Meets with individuals involved in legal processes to provide information and clarify issues. Verifies accuracy and completeness of land-related documents accepted for registration and preparing rejection notices when documents are not acceptable. When contract is received, verifies all items pre and post-closing, including clear to close, payoffs, taxes, HOAs, insurance premiums, loan amounts, sales price, earnest funds, insurance remittance and commissions in order to prepare/review settlement statement and closing disclosure. Ensures closing disclosure fee accuracy and loan documents are being received, reviewed, and sent to client in an orderly and timely manner both pre and post close consistent with client expectations. Cultivates new business relationships with residential agents to build sales. Maintains an understanding of title insurance requirements and guidelines in Texas and stay current on changing rules. Attends team meetings to stay abreast of new processes, improvements, and training as needed. Maintain and understand compliance to ensure that work complies with GECU’s established policies, procedures and applicable regulations, to include Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML) addressing Money Laundering and the Countering the Financing of Terrorism (CFT), Member Identification Program (MIP), and Office of Foreign Asset Control (OFAC). Other duties as may be assigned or required in connection with the general operation of the credit union and/or Title and Closing Services. Qualifications CRITICAL KNOWLEDGE, SKILL AND EDUCATIONAL REQUIREMENTS High School Diploma. Associates degree preferred. Minimum requirement of 5 - 7 years of title and closing services experience. Experience building residential business relationships. ALTA best practices experience preferred. Licensed Escrow Officer preferred. Must obtain Escrow Officer license within 6 months of starting position. Thorough knowledge of the entire title and closing process. Experience within the real estate industry and with closing documents and title clearance processes. Strong leadership skills. Proficiency in Microsoft Office (Outlook, Excel, and Word). Knowledge of client-based systems. Attention to detail. Motivated and positive team player. Excellent verbal, written, and interpersonal skills. Ability to problem solve and multi-task in a fast-paced environment. Manage any subordinate representatives of Title and Closing Services and will work directly with them on day-to-day production goals. Requires sitting the majority of the day, lifting up to 20 pounds, bending and reaching above and below shoulder level occasionally. PRIMARY RESPONSIBILITY Providing quality service is the primary responsibility of this position. Quality service means treating clients, members and coworkers with respect and courtesy at all levels whether in person or by telephone as outlined in the Employee Handbook. Availability Requirements: Monday - Friday: 8:00 a.m. - 5:00 a.m. Schedule during these hours to meet department and membership needs This application is valid for 12 months. After that date, unless otherwise notified, please understand that your status as an applicant will end. You may re-apply for employment in the future by completing a new application. All correspondence regarding the processing of the application will be sent via e-mail to the address provided on the application. Please ensure spam filters are set accordingly to prevent e-mails from going to the Junk Mail/Spam folder.

Responsibilities

The primary duties involve administering the entire closing process, which includes explaining procedures, collecting signatures, coordinating necessary documents with various parties, and ensuring all pre and post-closing verification items are accurate.